THREE NEW SECTIONS ADDED TO THE 2015 SCOUTING HANDBOOK
8.20 Official Scouting Activities and Unauthorized Activities
An “official Scouting activity” is an activity that is consistent with the established programs, values, charter, bylaws, and rules and regulations of the BSA. The BSA’s Guide to Safe Scouting provides important planning guidelines, along with a list of unauthorized and restricted activities. These activities are not considered official Scouting activities.
Volunteers (registered and unregistered), units, and chartered organizations will jeopardize insurance coverage for themselves and their organization if they engage in unauthorized activities. Leaders should not put themselves, others, or the Church at risk. (See the BSA’s Guide to Safe Scouting, section X, “Insurance.”)
8.21 Liability Insurance
There is insurance coverage through the BSA for a Scout meeting or event that qualifies as an official Scouting activity (see 8.20). The BSA provides primary comprehensive general liability insurance protection for registered Scout leaders, Scouting units, and chartering organizations.
The insurance provided to unregistered Scouting volunteers through the BSA’s general liability insurance program is excess over any other insurance the volunteer might have available to him or her. Vehicle or watercraft liability insurance coverage through the BSA is provided on an excess basis. (See the BSA’s Guide to Safe Scouting, section X, “Insurance.”)
For personal liability insurance guidelines within the Church, see Handbook 2, 13.6.9, which states: “Where possible, [members] should protect themselves by carrying reasonable amounts of liability insurance. Such insurance may be available through homeowners insurance or other policies.
The Church does not typically purchase primary liability insurance but uses Church funds to defend and pay claims. On a case-by-case basis, the Church may assist those who are sued in connection with Church activities. The Church will attempt to exhaust all available coverage before using Church funds. For official Scouting activities, there should be insurance coverage through the BSA.
Neither the Church nor the BSA provides indemnification or defense coverage to individuals who commit intentional or criminal acts.”
8.22 Church Activity Medical Assistance (CAMA)
Church activity Medical Assistance (CAMA) applies to Church sponsored activities, including Scouting. CAMA is administered by Deseret Mutual (DMBA) and provides assistance to participants of activities sponsored by stakes, wards, and branches of the Church in the United States. No fees should be paid to the BSA local council for accident and health insurance coverage. See the current DMBA CAMA handbook for information on how this assistance is provided (visit dmba.com/churchactivity for details or see Handbook 2, 13.6.9).”
Author: The Church of Jesus Christ of Latter-day Saints | Scouting Handbook for Church Units in the United States, Revised May 2015